One Debit Card

Banking that builds credit

Build credit with every swipe with your Builder Card.¹ Plus cash back², Early Pay,³ high-yield Savings, and more.
test
3% cash back at Walmart². Choose monthly & earn on up to $150 spent. Join now

3% cash back at Walmart²

Choose monthly & earn on up to $150 spent.

Build credit with every swipe. Use your free Builder Card, included with your account.¹ Join now

Build credit with every swipe

Use your free Builder Card, included with your account.¹

Get paid early. Up to 2 days in advance with direct deposit.³ Join now

Get paid early

Up to 2 days in advance with direct deposit.³

High-yield Savings. On Savings balances up to $250,000. Join now

High-yield Savings

On Savings balances up to $250,000.

Fee-Free Overdraft. With eligible deposits.⁴ Join now

Fee-Free Overdraft

With eligible deposits.⁴

Deposit cash at Walmart. Use your card or create a barcode, fee-free.⁵ Join now

Deposit cash at Walmart

Use your card or create a barcode, fee-free.⁵

More from OnePay

OnePay Credit Card

Cash back rewards on everyday purchases.⁶

Learn more

OnePay Later

Payment plans with fixed interest and no surprises.⁷

Learn more

OnePay features & benefits

OnePay Rewards

No monthly fees

Fee-free overdraft³